The risk of buying an illegally built house
In 2004, Virginie Eynaud, 24, newly hired in a real estate agency in Val-de-Marne, decided to buy a small house in Malleville-les-Grès, a village of around a hundred inhabitants located in Seine-Maritime.She took out a loan of 85,000 euros over twenty years.The sale took place on June 29, at the study of the notary chosen by the seller, in the presence of a second public officer, requested by Virginie, to defend her rights.interests.
Virginie spends her holidays in this second home.Now married and become Mrs.Eynaud-Riollet, she comes there with husband and children, or lends it to her family."Unfortunately, we were sometimes made to feel that we were 'Parisians'.; perhaps our big car or my young age to own it aroused a certain desire, ”she indicates.On the night of December 8 to 9, 2009, the house, unoccupied, was set on fire.The gendarmes concluded that a arson and Virginie filed a complaint, but no action was taken.
La Macif, who insured the house, only agreed to compensate Virginie if she provided her with a permit authorizing its reconstruction.While questioning the merits of such a requirement, the young woman applied for a permit.to rebuild identically.The mayor and the architect of the buildings of France give a favorable opinion.
But on March 7, 2011, the prefect of Seine-Maritime opposed him, for several reasons: the municipal map having been modified in 2010, the land is now located "in an unbuildable natural area" and "on a runoff axis.identified in terms of risks.”In addition,“ the project does not respect the volume of the damaged building.”Finally, Virginie“ is not able to prove the legality of the initial construction.”“ It is by this letter that I learned that my house had been built without a permit! », Exclaims the young woman.
Posted Date: 2020-11-10